Need income protection?
Income protection
insurance can assist in illness or accident.
Like most of us you probably succumb to the odd day off now and again for minor ailments. But what if a more severe sickness or injury prevented you from earning an income for a longer period of time - weeks, months even years?
How would you keep up your mortgage payments, school fees, running the car, credit cards, everyday living expenses, such as food, clothing, phone bills etc. Not to mention medical expenses that your health fund simply does not cover!
IP Insurance is not something that you think about when you head off to work each day or go for that weekend drive or overseas holiday. You insure your home and car without a second thought. You always organise the travel insurance. You also need to cover yourself.
IP Insurance is the first step in securing your lifestyle if something does go wrong. We source income protection policies from major insurance companies to give you the most appropriate insurance available.
IP Insurance will protect your greatest asset... your income. When things go wrong due to illness or accident, your insurance will keep your income coming in. Income insurance is worth considering for all working people.
It can replace up to 75% of your gross revenue when you need it most, when you are ill or injured and unable to work and will keep a regular income coming in while you recuperate and concentrate on getting well again. The length of time you receive your payments will depend on the contract term you choose. A policy can pay you for 2 years, 5 years or to age 65.
If you are young, single, married and reliant on a regular income. If you have debts, a home loan, car payments to make, school fees and regular bills to pay, IP Insurance could be the most important form of insurance you will ever use and in most cases it is also tax deductible. IP Insurance is designed to keep income coming in, month after month, year after year on a regular basis while you are ill or injured.
Income Protection, Life Insurance and Trauma quote - Limited Advice Warning
The advice to be provided to you by answering the questions above will be based on a limited set of information. Because of that you should, before acting on the advice, consider the appropriateness of the advice having regard to your relevant personal circumstances.
Do I need insurance?
Income Protection Insurance will give you a monthly income when you are unable to work due to a illness or injury.You never know when something will go wrong. You are able to insure your gross salary by up to 75% and you may choose a benefit payment period from 2 years till age 65. Read More.
Brad's story....
Brad did not have a waiting period and the initial claim was paid quickly. Read More
Income protection review
THE FACTS OF LIFE.
It’s a fact of life that there are many income protection policies available in todays insurance market place. How do you know that the policy you have is the most appropriate. Does it give you the cover you require? Are the benefits attached suitable for you? When was the last time you had your policy reviewed? Is it also the best priced policy available? You can save dollars by having your current insurance policy reviewed. In many cases we have provided greater coverage at a lower cost. More about policies
Insurance is worth considering for all working people.
It can pay a proportion of your salary for a while if you’re temporarily unable to work because of sickness or injury. The length of time you receive payments depends on the contract term; for example two years, five years, or up to age 60 or 65; it varies depending upon the amount of cover you are willing to pay for.
For a young single person with no dependents who doesn’t need to consider the costs that might affect their family should he or she die, critical illness insurance could be the most relevant type of life insurance. They are designed for when it’s more important to meet the costs of ‘living’ than ensuring family members receive a payout after your death.
If you require a more comprehensive risk plan then please arrange for an interview by contacting Incomeprotection.com.au or alternatively click below for income protection topics.
Income protection, trauma insurance, life insurance, income policy.
Phone: 07 5574 6944 | Mobile: 0414 298 740 | Free call: 1800 20 20 44
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